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Asset financing in Kenya for equipment and vehicles

Asset finance lets you buy equipment now and pay over time, with the asset often acting as security.

Compare total cost

Include deposit, interest, insurance and fees.

What if you default?

The lender may repossess the asset, so check terms.

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Submit one request on ZangCash and compare responses.

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Asset Financing: what to check

Confirm the lender is CBK licensed, read the total repayment in shillings, and never pay a fee to release a loan.

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Submit one request on ZangCash to receive responses from verified providers. Approval is each provider's decision.

Frequently asked questions

Who offers asset finance?

Banks, SACCOs and specialist lenders.

Are these loans guaranteed?

No. Approval depends on each provider.

Last updated: October 2026. Loan Apps Kenya is an information website. We are not a lender and do not guarantee loan approval. ZangCash connects customers with independent businesses and providers. Borrow only what you can repay, and check that any lender is licensed by the Central Bank of Kenya (CBK) before you share personal details.

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