Disclaimer and affiliate disclosure

We are not a lender

Loan Apps Kenya does not lend money, take applications or guarantee approval.

Referral disclosure

Some links lead to ZangCash and we may earn a referral fee. Approval and terms are decided by independent providers.

Borrow responsibly

Check that any lender is CBK licensed, never pay an upfront fee for a loan, and borrow only what you can repay.

Last updated: October 2026. Loan Apps Kenya is an information website. We are not a lender and do not guarantee loan approval. ZangCash connects customers with independent businesses and providers. Borrow only what you can repay, and check that any lender is licensed by the Central Bank of Kenya (CBK) before you share personal details.